Bulgaria Immigrant Investor Program

The Investor Program in Bulgaria offers investors the opportunity to live, work and study in Europe, and the opportunity to own land in Bulgaria. Bulgarian passport holders have visa-free access or visa-on-arrival access to 157 countries and territories.

After 5 years of permanent residency (without physical residence), the applicant may apply for a Bulgarian passport and citizenship. For more flexibility and convenience, there are two options available for qualified investors to participate in this program.

In the first option, for the full Investment, the applicant must purchase €511,292 in government bonds under his name for 5 years. At the end of the 5th year, the amount of €511,292 is refunded to the applicant without accrued interest. The investment is fully guaranteed and secured by the Bulgarian Government.

For the second option, Financed Investment, the applicant obtains a loan from a chartered Bulgarian bank to purchase € 511,292 in government bonds under his name for 5 years. The loan cost for five years is €195,000, which goes towards the interest, bank fees, and transactions. The amount of €195,000 is not refunded to the applicant at the end of the 5th year and the lending bank collects the government bonds to pay back its initial capital. However, applicants will need to demonstrate worldwide assets of more than €1,000,000.

The program also offers fast-track option whereby, after completing at least one year of permanent residency, citizenship can be applied for by doubling the amount of investment.